- Minimum 640 FICO Score
- Max DTI 45%
- Max Household Income $89,088
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Conventional and FHA Programs
Additional Program Requirements: Homebuyer Education Required. Properties must be located in Arizona. Max purchase Price $356,000.
Up To 5% Down Payment Assistance
- True Grant
- No Repayment Required = FREE MONEY
No Down Payment? No Problem!
- 30 Yr. Fixed Terms
- No Prepayment Penalty
- Low or Discounted Mortgage Insurance
The Arizona Home Finance Authority has made it possible for people with low to moderate incomes to purchase a home with the down payment made entirely on their behalf. This self funding program offered by the AZHFA provides down payment and closing cost assistance to qualified homebuyers.*