- Minimum 640 FICO Score

- Max DTI 45%

- Max Household Income $89,088

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        Conventional and FHA Programs

        Up To 5% Down Payment Assistance

No Down Payment? No Problem!

- True Grant

- No Repayment Required = FREE MONEY

The Arizona Home Finance Authority has made it possible for people with low to moderate incomes to purchase a home with the down payment made entirely on their behalf.  This self funding program offered by the AZHFA provides down payment and closing cost assistance to qualified homebuyers.*

- 30 Yr. Fixed Terms

- No Prepayment Penalty

- Low or Discounted Mortgage Insurance

        Easy Qualification**

Additional Program Requirements: Homebuyer Education Required. Properties must be located in Arizona. Max purchase Price $356,000.